Search
Advertisement

Consumer News: Money 101

  • Feb 6, 2008 11:05 am US/Pacific
  • Digg | Facebook | E-mail | Print

Money 101: Identity Theft

LOS ANGELES (CBS) ― To contact the three major credit bureaus about your credit file or to request a fraud alert:

Credit Bureaus:
Equifax 
Report fraud: (800) 525-6285

Order copy of report:
P.O. Box 740241, Atlanta, GA 30374-0241
Or call: 800-685-1111

Dispute information in report:
P.O. Box 740256, Atlanta, GA 30374-0256
Or call the phone number provided in your credit report

Opt out of pre-approved offers of credit:
Call: 800-219-1251 (California only)
Or write: Equifax Options, P.O. Box 740123, Atlanta GA 30374-0123

Experian 
Report fraud: (888) 397-3742
By mail: Experian National Consumer Assistance Center
P.O. Box 9530
Allen, TX 75013

Order copy of report:
Experian National Consumer Assistance Center
P.O. Box 2002
Allen, TX 75013
Or call: 888-397-3742

Dispute information in report:
Contact Experian at address and phone number provided on your credit report

Opt out of pre-approved offers of credit: Call 888-567-8688

TransUnion 
Report fraud: (800) 680-7289

Order copy of report:
P.O. Box 390
Springfield, PA 19064
Or call: 800-916-8800

Dispute information in report:
Call number provided on credit report or use "investigation request form" provided by TransUnion when you order your report.

Opt out of pre-approved offers of credit and marketing lists: (800) 680-7293

Remember, if you have been denied credit, you are entitled to a free credit report. Effective October 1997, if you are a victim of identity fraud, you are entitled by Federal law to a free annual credit report.

It normally takes about ten working days to receive your credit report. If you want to review your file now, you can obtain your report by use of the Internet. We have found that the following company can provide you with a report within thirty seconds from all three credit bureaus if needed.

Free Annual Credit Report:
The Federal Trade Commission provides an excellent report on how to obtain your free annual credit report. The report is titled "How To Access Free Credit Reports."
Federal Trade Commission 

To order your free annual report - You can now request a free credit file disclosure, commonly called a credit report, once every 12 months from each of the nationwide consumer credit reporting companies:
Equifax
TransUnion
Experian 

You can also request your report by phone or mail. Monitoring and periodically reviewing your credit report is an effective tool in fighting identity theft. Annual Credit Report

(© MMVIII, CBS Broadcasting Inc. All Rights Reserved.)

From Our Partners

Consumer News: Money 101

Top News Stories

Advertisement

© MMVIII, CBS Broadcasting Inc. All Rights Reserved.